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Covid 19 Insurance
- The plan does not allow any modification, transfer, upgrade, or refund of the certificate.
- The plan provides COVID-19 hospitalization benefits only, with a 25% excess charge.
- The Insured or the hospital must inform the Emergency Assistance within a day of admission and get a confirmation of the coverage.
- The payment is done directly by the insurer and not by the Insured.
- The plan does not cover any pre-existing medical conditions as per the General Exclusions Section of the Policy Wording.
- The coverage begins on the date of entry into the destination country as shown on the passport, even if it is different from the departure date on the certificate.
- The holder of the policy agrees to the terms and conditions of the certificate and the benefits/coverages.

